Early access · Malaysia

Talk to B about your loans.She actually understands.

Bolehlah is the first AI friend who sees every loan you're paying — koperasi, finance company, cash advance — and helps you make sense of it. Try her now.

Free for borrowers
Read-only bank access
Works with any lender
bolehlah.comLive · today
Welcome back, Azman
3 active loans · all on track
Outstanding
RM 0
Next payment
RM 450
This month
RM 2,070
KS
Koperasi Sinar63%
B
B says
Pay Koperasi Sinar first — lowest balance, frees up RM 450/mo.
Trusted infrastructure
BNM-aware compliancePDPA-nativeISO 27001 in progressShariah-friendly AKAD
Trusted by partner lenders
Koperasi SinarPinjamCepatKoperasi Guru NasionalSahabat Modal
bolehlah.com · Your loans
Welcome back, Azman

3 active loans · all on track.

Your next payment is RM 450 to Koperasi Sinar, due in 6 days.

Outstanding
RM 22,790
Next payment
RM 450
Monthly outflow
RM 2,070
KS
Koperasi Sinar
Personal · RM 8,550 left · 63% paid
Bolehlah-powered
PC
PinjamCepat Sdn Bhd
Cash advance · RM 6,240 left · 22% paid
Manual entry
KG
Koperasi Guru Nasional
Education · RM 8,000 left · 12% paid
Bolehlah-powered

Preview of the Bolehlah member portal · actual screen

WhatsApp-first

The chat app you already use, all day.

You’re never going to open an app to check a loan. We know. That’s why Bolehlah works inside WhatsApp and Telegramtoo — same B, same Officers, same memory. Reply in chat, it just works.

Get payment reminders in your WhatsApp thread (no app notification spam)
Say “gaji lewat” and get real options in 10 seconds, no phone call needed
Switch to web anytime — your conversation continues where you left off
See it on a phone
KS
Koperasi Sinar
online
📅 Reminder: RM 450 due 28 April. Autopay is set ✅
09:12
bro gaji lewat this month, susah
14:03
Aku faham. Here are 3 options: ① Extend 7 days ② Split in half ③ Skip this month
14:03
option 2 pls
14:05
Done ✅ RM 225 on 28 Apr, RM 225 on 15 May. No penalty.
14:05

Actual Officer conversation · Bahasa auto-detected

How it works

From scattered to one dashboard, in three minutes.

1
Link once

Connect your main bank

Read-only, via BNM-licensed Open Banking. We never touch your money, and we can’t send anything — we just read transactions to spot patterns.

MaybankCIMBPublicRHBHong LeongBank Islam
2
B finds your loans

See every recurring payment

B scans 12 months and surfaces anything that looks like a loan repayment — koperasi, finance companies, even that cash advance you forgot. You confirm what’s a loan.

→ 4 recurring payments found
✓ Koperasi Sinar · RM 450/mo
✓ PinjamCepat · RM 420/mo
⚠ MoneyFast · looks like loan?
3
Live dashboard

Track, chat, stay on top

Your loans live in one dashboard. Bolehlah-powered lenders get live support; for the others, B still helps you stay organised and can reach out to invite them into the network.

B
“Which loan should I pay off first?”

What you get

A credit life that finally makes sense.

One view of everything

Koperasi, finance companies, cash advances, hire purchase — if it’s a loan, you can track it. Manual entries work too, for lenders we haven’t partnered with yet.

B — your financial friend

Ask B anything: “Which loan should I pay off first?” · “Can I afford another loan?” · “What’s my real debt picture?” She sees everything and speaks like a human.

Real-time support for partner lenders

For lenders in the Bolehlah network, you get a live Support Officer 24/7 — reschedule payments, negotiate hardship, get settlement figures without making a phone call.

Private, always

We read transactions, not money. We never share your data with lenders unless you explicitly ask. You can delete everything anytime. PDPA-compliant. Locally hosted.

Are you a money lender?

Your borrowers are already using Bolehlah.

Every manual loan on Bolehlah.com is a signal. When a borrower wishes you were on the platform, B reaches out and lets you know. You get new customers, organised repayment, and a 24/7 AI Officer team you can hire.

See bolehlah.ai for lenders
B
Signal from a borrower

“I wish PinjamCepat was on Bolehlah. Can you reach out?”

What you get as a lender partner:
  • · 7 AI Officers to hire — Underwriter, Collections, Support, more
  • · Usage-based pricing — no minimums, scales with activity
  • · Existing borrowers migrated · new ones discovered
  • · PDPA-compliant, client data siloed by default

Start in 30 seconds · on WhatsApp

Say hi to B.
Skip the app download.

The fastest way to see every loan you have is to message B directly on WhatsApp. She’ll link your bank in chat and set everything up. Takes two minutes.

Message B on WhatsApp

Or scan from another device

Or prefer email

We’ll never sell your email. Unsubscribe anytime.